电动车撞上小汽车，小车无责也要赔钱？仙桃法院判了~
<div class="wx_rich_media_content" id="jsWxContainer"><section style='background: none 0% 0% / auto repeat scroll padding-box border-box rgb(255, 250, 236); box-sizing: border-box;' data-pm-slice="0 0 []"><section data-role="paragraph"><p><span leaf=""><br></span></p></section><section data-id="166740"><section style='border-bottom: 3px dashed #ffc34f;border-top: 3px dashed #ffc34f;padding: 25px 10px;margin: 10px auto;box-sizing: border-box;'><section style='text-align: justify; line-height: 1.75em; letter-spacing: 1.5px; color: rgb(51, 51, 51); background-color: transparent;'><section style='line-height: 2em;' data-autoskip="1"><p style='line-height: 2;text-indent: 2.17647em;'><span style='font-size: 17px; color: rgb(0, 0, 0);'><span leaf="">发生交通事故后，被认定全责的一方，起诉无责的一方及保险公司，要求其在交强险无责限额内承担赔偿责任，这是怎么回事？什么是交强险的“无责赔付”呢？</span></span></p><p style='line-height: 2;text-indent: 2.17647em;'><span style='font-size: 17px; color: rgb(0, 0, 0);'><span leaf="">近日，仙桃法院依法审结一起机动车交通事故纠纷案件，一起来看看吧~</span></span></p></section></section></section></section><section data-id="157708" data-tools="135编辑器" style='transform-origin: center center;transform: rotateX(180deg);-webkit-transform: rotateX(180deg);-moz-transform: rotateX(180deg);-o-transform: rotateX(180deg);'><section data-role="scale-fix"><section style='text-align:center;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;vertical-align: baseline;width: 80px;box-sizing:border-box;'></span></section></section></section><section data-id="166750"><section style='margin: 10px auto;'><section style='width: 75px;margin-left: auto;margin-bottom: -6px;box-sizing:border-box;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;width: 100%;display: block;vertical-align:baseline;box-sizing:border-box;max-width:100% !important;'></span></section><section style='background-color: rgb(255, 255, 255); padding: 3px; box-shadow: rgb(183, 183, 181) 1px 1px 1px; margin-right: 2px; margin-bottom: 2px; box-sizing: border-box;'><section style='background-color: #fb7d45;padding: 8px 15px;box-sizing: border-box;'><section style='font-size: 18px; color: rgb(255, 255, 255); text-align: center; padding-top: 4px; padding-bottom: 4px; box-sizing: border-box;'><span style='letter-spacing: 1px;'><strong data-brushtype="text"><span leaf="">案情简介</span></strong></span></section></section></section></section></section><section data-role="paragraph"><p style='line-height: 2;text-indent: 2.17647em;margin-left: 10px;margin-right: 10px;'><span style='font-size: 17px;color: #000000;letter-spacing: 1.5px;'><span leaf="">2024年7月，刘某驾驶二轮电动车与前方驾驶小型汽车等候交通信号灯的彭某相撞，造成自己受伤，双方车辆损坏的道路交通事故。经交警部门认定，刘某负此次事故全部责任，彭某不负此次事故责任。刘某的伤情经鉴定为九级伤残。</span></span></p><p style='line-height: 2;margin-left: 10px;margin-right: 10px;text-indent: 0em;'><span style='font-size: 17px;color: #000000;letter-spacing: 1.5px;'><span leaf=""><span class="wxart_image" wx-style='display:inline-block;vertical-align: baseline;width: 100%;box-sizing:border-box;max-width:100% !important;'></span></span></span></p><p style='line-height: 2;text-indent: 2.17647em;margin-left: 10px;margin-right: 10px;'><span style='font-size: 17px;color: #000000;letter-spacing: 1.5px;'><span leaf="">2025年，刘某将彭某及其车辆投保的保险公司诉至仙桃法院，要求二被告在交强险无责限额范围内赔偿其损失合计19000元。</span></span></p></section><section data-id="166750"><section style='margin: 10px auto;'><section style='width: 75px;margin-left: auto;margin-bottom: -6px;box-sizing:border-box;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;width: 100%;display: block;vertical-align:baseline;box-sizing:border-box;max-width:100% !important;'></span></section><section style='background-color: rgb(255, 255, 255); padding: 3px; box-shadow: rgb(183, 183, 181) 1px 1px 1px; margin-right: 2px; margin-bottom: 2px; box-sizing: border-box;'><section style='background-color: #fb7d45;padding: 8px 15px;box-sizing: border-box;'><section style='font-size: 18px; color: rgb(255, 255, 255); text-align: center; padding-top: 4px; padding-bottom: 4px; box-sizing: border-box;'><span style='letter-spacing: 1px;'><strong data-brushtype="text"><span leaf="">法院审理</span></strong></span></section></section></section></section></section><section data-role="paragraph"><section nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;vertical-align: baseline;width: 100%;box-sizing:border-box;max-width:100% !important;'></span></section></section><section data-role="paragraph"><p style='line-height: 2;text-indent: 2.17647em;margin-left: 10px;margin-right: 10px;'><span style='font-size: 17px;color: #000000;letter-spacing: 1.5px;'><span leaf="">仙桃法院经审理认为，刘某未按操作规范安全驾驶、文明驾驶，与彭某发生交通事故，交警部门认定，刘某承担本次事故的全部责任，彭某不承担本次事故责任，该事故认定符合法律规定，依法予以采信。</span></span><span style='color: #000000;letter-spacing: 1.5px;text-indent: 2.17647em;caret-color: red;'><span leaf="">本案中，虽然彭某对于本次交通事故的发生不承担事故责任，但承保彭某所驾驶车辆交强险的保险公司，依照交强险保险条例的相关规定，<span textstyle='' style='color: rgb(0, 128, 255);font-weight: bold;'>应在交强险无责限额范围内，对于刘某的损失进行赔偿。</span></span></span></p><p style='line-height: 2;text-indent: 2.17647em;margin-left: 10px;margin-right: 10px;'><span style='color: #000000;letter-spacing: 1.5px;text-indent: 2.17647em;caret-color: red;'><span leaf="">综合考虑刘某因本次交通事故所造成的人身损失，未超出交强险医疗费和伤残赔偿无责赔偿限额，最终，法院依法判决保险公司赔偿刘某各项损失合计19000元。判决作出后，原、被告均未提起上诉，该判决已生效。</span></span></p></section><section data-id="166750"><section style='margin: 10px auto;'><section style='width: 75px;margin-left: auto;margin-bottom: -6px;box-sizing:border-box;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;width: 100%;display: block;vertical-align:baseline;box-sizing:border-box;max-width:100% !important;'></span></section><section style='background-color: rgb(255, 255, 255); padding: 3px; box-shadow: rgb(183, 183, 181) 1px 1px 1px; margin-right: 2px; margin-bottom: 2px; box-sizing: border-box;'><section style='background-color: #fb7d45;padding: 8px 15px;box-sizing: border-box;'><section style='font-size: 18px; color: rgb(255, 255, 255); text-align: center; padding-top: 4px; padding-bottom: 4px; box-sizing: border-box;'><span style='letter-spacing: 1px;'><strong data-brushtype="text"><span leaf="">普法小课堂</span></strong></span></section></section></section></section></section><section data-role="paragraph"><p><span leaf=""><br></span></p></section><section data-tools="135编辑器" data-id="170479"><section style='margin: 10px auto;'><section style='margin-bottom: 30px;'><section style='margin: 10px auto;display: flex;justify-content: flex-start;'><section style='display: flex;'><section style='flex-shrink: 0;padding-right: 3px;box-sizing:border-box;'><section style='font-size: 16px;letter-spacing: 1.5px;color: #ffffff;width: 40px;height: 40px;display: flex;justify-content: center;align-items: center;background-color: #fdcc89;box-sizing:border-box;'><span style='letter-spacing:2px;'><strong><span leaf="">0</span></strong><strong data-original-title="" title=""><span leaf="">1</span></strong></span></section></section><section style='display: flex;align-items: center;'><section style='flex-shrink: 0;'><section style='width: 0px;height: 1px;border-right: 13px solid #e8482e;border-top: 6px solid transparent;border-bottom: 6px solid transparent;box-sizing:border-box;'><span leaf=""><br></span></section></section><section style='background-color: #e8482e;padding: 7px 10px;z-index: 2;box-sizing: border-box;'><section style='font-size: 16px;color: #ffffff;text-align: center;'><span style='letter-spacing:2px;'><strong data-brushtype="text"><span leaf=""><span textstyle='' style='font-size: 17px;'>什么是交强险的“无责赔付”？</span></span></strong></span></section></section></section></section></section><section style='background-color: #fff9ef;padding: 10px 14px;box-sizing:border-box;'><section data-autoskip="1" style='text-align: justify;line-height: 1.75em;letter-spacing: 1.5px;font-size: 17px;color: #333333;background-color: transparent;'><p style='text-indent: 2.17647em;line-height: 2;'><span style='color: rgb(0, 0, 0);'><span leaf="">交强险的“无责赔付”是指交通事故中，即使被保险车辆被认定无事故责任，保险公司仍要在交强险的责任限额内承担责任。无责<span textstyle='' style='color: rgb(0, 128, 255);font-weight: bold;'>赔付</span>的<span textstyle='' style='color: rgb(0, 128, 255);font-weight: bold;'>对象</span>是<span textstyle='' style='color: rgb(0, 128, 255);font-weight: bold;'>交通事故的受害人</span>，通常指事故另一方的机动车驾驶人或乘车人、非机动车驾驶人或行人等。</span></span></p></section></section></section><section style='margin-bottom: 30px;'><section style='margin: 10px auto;display: flex;justify-content: flex-start;'><section style='display: flex;'><section style='flex-shrink: 0;padding-right: 3px;box-sizing:border-box;'><section style='font-size: 16px;letter-spacing: 1.5px;color: #ffffff;width: 40px;height: 40px;display: flex;justify-content: center;align-items: center;background-color: #fdcc89;box-sizing:border-box;'><strong><span leaf="">0</span></strong><strong data-original-title="" title=""><span leaf="">2</span></strong></section></section><section style='display: flex;align-items: center;'><section style='flex-shrink: 0;'><section style='width: 0px;height: 1px;border-right: 13px solid #e8482e;border-top: 6px solid transparent;border-bottom: 6px solid transparent;box-sizing:border-box;'><span leaf=""><br></span></section></section><section style='background-color: #e8482e;padding: 7px 10px;z-index: 2;box-sizing: border-box;'><section style='font-size: 16px;color: #ffffff;text-align: center;'><span style='letter-spacing:2px;'><strong data-brushtype="text"><span leaf=""><span textstyle='' style='font-size: 17px;'>无责方为何需承担交强险赔付责任？</span></span></strong></span></section></section></section></section></section><section style='background-color: #fff9ef;padding: 10px 14px;box-sizing:border-box;'><section data-autoskip="1" style='text-align: justify; line-height: 2em; letter-spacing: 1.5px; color: rgb(51, 51, 51); background-color: transparent;'><p style='line-height: 2;text-indent: 2.17647em;'><span style='font-size: 17px; color: rgb(0, 0, 0);'><span leaf="">交强险是国家强制实施的机动车交通事故责任强制保险，其核心功能是“</span><strong><span leaf="">保障受害人依法得到赔偿</span></strong><span leaf="">”，具有法定性、强制性和公益性，而非单纯保障被保险人自身权益。</span></span></p><p style='line-height: 2;text-indent: 2.17647em;'><span style='font-size: 17px; color: rgb(0, 0, 0);'><span leaf="">根据法律规定，即便被保险车辆无事故责任，只要事故造成对方人员伤亡或财产损失，且无责车辆与损害后果存在<span textstyle='' style='color: rgb(255, 104, 39);font-weight: bold;'>直接因果关系</span>（如<span textstyle='' style='color: rgb(255, 104, 39);font-weight: bold;'>发生碰撞、接触，对损害产生实际作用力</span>），保险公司就应在交强险无责限额内予以赔付。这一规则的目的，是避免因全责方无力赔偿导致受害人权益无法保障，体现法律对弱势群体的保护。</span></span></p><p style='line-height: 2;text-indent: 2.17647em;'><span style='font-size: 17px; color: rgb(0, 0, 0);'><span leaf="">需特别说明：若无责车辆与损害后果无直接因果关系（如未发生碰撞、未对损害产生任何影响），保险公司无需承担无责赔付责任。</span></span></p></section></section></section><section style='margin-bottom: 30px;'><section style='margin: 10px auto;display: flex;justify-content: flex-start;'><section style='display: flex;'><section style='flex-shrink: 0;padding-right: 3px;box-sizing:border-box;'><section style='font-size: 16px;letter-spacing: 1.5px;color: #ffffff;width: 40px;height: 40px;display: flex;justify-content: center;align-items: center;background-color: #fdcc89;box-sizing:border-box;'><strong><span leaf="">0</span></strong><strong data-original-title="" title=""><span leaf="">3</span></strong></section></section><section style='display: flex;align-items: center;'><section style='flex-shrink: 0;'><section style='width: 0px;height: 1px;border-right: 13px solid #e8482e;border-top: 6px solid transparent;border-bottom: 6px solid transparent;box-sizing:border-box;'><span leaf=""><br></span></section></section><section style='background-color: #e8482e;padding: 7px 10px;z-index: 2;box-sizing: border-box;'><section style='font-size: 16px;color: #ffffff;text-align: center;'><span style='letter-spacing:2px;'><strong data-brushtype="text"><span leaf=""><span textstyle='' style='font-size: 17px;'>无责赔付后，次年交强险保费会上涨吗？</span></span></strong></span></section></section></section></section></section><section style='background-color: #fff9ef;padding: 10px 14px;box-sizing:border-box;'><section data-autoskip="1" style='text-align: justify;line-height: 2em;letter-spacing: 1.5px;font-size: 17px;color: #333333;background-color: transparent;'><p style='line-height: 2;text-indent: 2.17647em;'><span style='background-color: transparent; caret-color: red; color: rgb(0, 0, 0);'><span leaf="">交强险保费的浮动依据是“被保险人自身的交通违法记录、事故责任记录”，仅针对被保</span><span leaf="" style='color: rgba(0, 0, 0, 0.9); font-family: mp-quote, "PingFang SC", system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; line-height: 1.6; letter-spacing: 0.034em;'>险人</span><span leaf="">作为“有责方”的理赔行为进行调整。无责赔付是保险公司依据法律规定履行的法定赔付义务，不属于被保险人的“有责理赔记录”，因此</span><strong><span leaf="">不会导致次年保费上浮</span></strong><span leaf="">。</span></span></p></section></section></section></section></section><section data-role="paragraph"><section style='text-align:center;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;vertical-align: baseline;width: 277px;box-sizing:border-box;'></span></section><p style='text-indent: 2em;line-height: 2em;margin-left: 8px;margin-right: 8px;'><span leaf="" style='background: none 0% 0% / auto repeat scroll padding-box border-box transparent;box-sizing: border-box;text-align: justify;caret-color: red;font-size: 17px;color: rgb(0, 0, 0);letter-spacing: 1.5px;'><span textstyle='' style='letter-spacing: 2px;'>交强险的“无责赔付”是指交通事故中，即使被保险车辆被认定无事故责任，保险公司仍要在交强险的无责任限额内承担责任。交强险设立的目的就是要为交通事故受害人提供尽可能的救助，减少各方损失，维护公共利益。交强险无责赔付限额最高为19900元，包括医疗费用限额1800元，财产损失限额100元，死亡及伤残赔偿金限额18000元。</span></span></p><p style='text-indent: 2em;line-height: 2em;margin-left: 8px;margin-right: 8px;'><span leaf="" style='background: none 0% 0% / auto repeat scroll padding-box border-box transparent;box-sizing: border-box;text-align: justify;caret-color: red;font-size: 17px;color: rgb(0, 0, 0);letter-spacing: 1.5px;'><span textstyle='' style='letter-spacing: 2px;'>在此，法官温馨提示各位车主，安全驾驶既是对自己负责，也是对他人负责，行车应遵守交通规则、保持高度警惕。同时，交强险本身是强制性的，所有机动车必须投保交强险才能合法上路，道路交通参与者应当依法投保交强险，保障自身合法权益</span></span><span leaf=""><span textstyle='' style='letter-spacing: 2px;'>。</span></span></p><p><span leaf=""><br></span></p></section><section data-role="paragraph"><section style='text-align:center;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;vertical-align: baseline;width: 268px;box-sizing:border-box;'></span></section></section><section data-role="paragraph"><section data-tools="135编辑器" data-id="111180"><section style='margin: 10px auto;'><section style='max-width: 100% !important;overflow-y: auto;height: 400px;width: 100%;display: inline-block;box-sizing:border-box;' data-width="100%"><section style='box-sizing: border-box;'><section data-autoskip="1" style='box-sizing: border-box; color: rgb(51, 51, 51); text-align: justify; line-height: 1.75em; letter-spacing: 1.5px;'><p style='text-align: center; max-inline-size: 100%; margin-top: 10px; margin-right: 10px; margin-left: 10px; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><strong style='max-inline-size: 100%; overflow-wrap: anywhere; word-break: break-word; cursor: text; box-sizing: border-box !important;'><span style='max-inline-size: 100%; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">《中华人民共和国民法典》</span><span style='max-inline-size: 100%; overflow-wrap: anywhere; word-break: break-word; cursor: text; caret-color: red; box-sizing: border-box !important;'><span leaf=""><br></span></span></span></strong></p><p style='max-inline-size: 100%; margin-top: 10px; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><strong style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; caret-color: red; box-sizing: border-box !important;'><span leaf="">第一千一百六十五条</span></span></span></strong><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); caret-color: red; box-sizing: border-box !important;'><span leaf="">行为人因过错侵害他人民事权益造成损害的，应当承担侵权责任。</span></span></p><p style='max-inline-size: 100%; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; caret-color: red; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">依照法律规定推定行为人有过错，其不能证明自己没有过错的，应当承担侵权责任。</span></span></p><p style='text-align: center; max-inline-size: 100%; margin-top: 10px; margin-right: 10px; margin-left: 10px; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><strong style='max-inline-size: 100%; overflow-wrap: anywhere; word-break: break-word; cursor: text; box-sizing: border-box !important;'><span style='max-inline-size: 100%; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); caret-color: red; box-sizing: border-box !important;'><span leaf="">《中华人民共和国道路交通安全法》</span></span></strong></p><p style='max-inline-size: 100%; margin-top: 10px; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><strong style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); text-indent: 2.17647em; caret-color: red; box-sizing: border-box !important;'><span leaf="">第七十六条</span></span></strong><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); text-indent: 2.17647em; caret-color: red; box-sizing: border-box !important;'><span leaf="">机动车发生交通事故造成人身伤亡、财产损失的，由保险公司在机动车第三者责任强制保险责任限额范围内予以赔偿；不足的部分，按照下列规定承担赔偿责任：</span></span></p><p style='max-inline-size: 100%; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">（一）机动车之间发生交通事故的，由有过错的一方承担赔偿责任；双方都有过错的，按照各自过错的比例分担责任。</span></span></p><p style='max-inline-size: 100%; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">（二）机动车与非机动车驾驶人、行人之间发生交通事故，非机动车驾驶人、行人没有过错的，由机动车一方承担赔偿责任；有证据证明非机动车驾驶人、行人有过错的，根据过错程度适当减轻机动车一方的赔偿责任；机动车一方没有过错的，承担不超过10%的赔偿责任。</span></span></p><p style='max-inline-size: 100%; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">交通事故的损失是由非机动车驾驶人、行人故意碰撞机动车造成的，机动车一方不承担赔偿责任。</span></span></p><p style='text-align: center; max-inline-size: 100%; margin-top: 10px; margin-right: 10px; margin-left: 10px; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><strong style='max-inline-size: 100%; overflow-wrap: anywhere; word-break: break-word; cursor: text; box-sizing: border-box !important;'><span style='max-inline-size: 100%; overflow-wrap: anywhere; word-break: break-word; cursor: text; caret-color: red; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">《机动车交通事故责任强制保险条款》</span></span></strong></p><p style='max-inline-size: 100%; margin-top: 10px; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><strong style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; caret-color: red; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">第八条</span></span></strong><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; caret-color: red; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">在中华人民共和国境内（不含港、澳、台地区），被保险人在使用被保险机动车过程中发生交通事故，致使受害人遭受人身伤亡或者财产损失，依法应当由被保险人承担的损害赔偿责任，保险人按照交强险合同的约定对每次事故在下列赔偿限额内负责赔偿：</span></span></p><p style='max-inline-size: 100%; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">（一）死亡伤残赔偿限额为180000元；</span></span></p><p style='max-inline-size: 100%; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">（二）医疗费用赔偿限额为18000元；</span></span></p><p style='max-inline-size: 100%; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">（三）财产损失赔偿限额为2000元；</span></span></p><p style='max-inline-size: 100%; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">（四）被保险人无责任时，无责任死亡伤残赔偿限额为18000元；无责任医疗费用赔偿限额为1800元；无责任财产损失赔偿限额为100元。</span></span></p><p style='max-inline-size: 100%; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">死亡伤残赔偿限额和无责任死亡伤残赔偿限额项下负责赔偿丧葬费、死亡补偿费、受害人亲属办理丧葬事宜支出的交通费用、残疾赔偿金、残疾辅助器具费、护理费、康复费、交通费、被扶养人生活费、住宿费、误工费，被保险人依照法院判决或者调解承担的精神损害抚慰金。</span></span></p><p style='max-inline-size: 100%; margin-right: 10px; margin-left: 10px; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; clear: both; min-height: 1em; cursor: text; font-size: 17px; caret-color: rgb(255, 0, 0); line-height: 2; text-indent: 2.17647em; font-family: mp-quote, -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><span style='max-inline-size: 100%; hyphens: auto; overflow-wrap: anywhere; word-break: break-word; cursor: text; color: rgb(0, 0, 0); box-sizing: border-box !important;'><span leaf="">医疗费用赔偿限额和无责任医疗费用赔偿限额项下负责赔偿医药费、诊疗费、住院费、住院伙食补助费，必要的、合理的后续治疗费、整容费、营养费。</span></span></p></section></section></section></section></section><p style='line-height: 2; text-indent: 2.17647em; margin-left: 10px; margin-right: 10px; margin-top: 10px;'><span leaf=""><br></span></p></section></section><section data-role="outer" label="edit by 135editor" data-pm-slice="7 4 []"><section data-role="paragraph" style='-webkit-tap-highlight-color: transparent; outline: 0px; max-width: 100%; text-align: justify; letter-spacing: 0.578px; font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif; box-sizing: border-box !important;'><section data-role="paragraph" style='color: rgba(0, 0, 0, 0.9); font-size: 17px; height: 0px;'><span leaf=""><br></span></section><section data-role="paragraph" style='color: rgba(0, 0, 0, 0.9); font-size: 17px; height: 0px;'><span leaf=""><br></span></section><section data-role="paragraph" style='color: rgba(0, 0, 0, 0.9); font-size: 17px; height: 0px;'><span leaf=""><br></span></section><section data-role="paragraph" style='color: rgba(0, 0, 0, 0.9); font-size: 17px; height: 0px;'><span leaf=""><br></span></section><section data-role="paragraph" style='color: rgba(0, 0, 0, 0.9); font-size: 17px;'><section data-id="166719"><section style='display: flex;justify-content: center;margin: 10px auto;'><section style='background: linear-gradient(to top, rgb(219, 219, 219), rgb(243, 243, 243)); padding-right: 1px; padding-bottom: 1px; padding-left: 1px; clip-path: polygon(30% 0px, 70% 0px, 100% 30%, 100% 70%, 70% 100%, 30% 100%, 0px 70%, 0px 30%); box-sizing: border-box;'><section style='clip-path: polygon(30% 0px, 70% 0px, 100% 30%, 100% 70%, 70% 100%, 30% 100%, 0px 70%, 0px 30%); padding: 2px; box-sizing: border-box;'><section style='font-size: 16px;color: #ffffff;text-align: center;background-color: #ffc000;display: flex;justify-content: center;align-items: center;-webkit-clip-path: polygon(30% 0,70% 0,100% 30%,100% 70%,70% 100%,30% 100%,0 70%,0 30%);padding: 12px 7px;box-sizing: border-box;'><strong data-brushtype="text"><span leaf="">END</span></strong></section></section></section></section></section><p><span leaf=""><br></span></p></section><section data-role="paragraph" style=''><p style=''><span style='letter-spacing: 0.5px; caret-color: red;'><span leaf="" style=''><font size="1" style='' color="#c0c0c0">来源/湖北省仙桃市人民法院</font></span></span></p></section></section></section><p style='display: none;'><mp-style-type data-value="3"></mp-style-type></p></div><p></p> 无责什么都不赔，保险公司也不用赔。 小车被撞刮伤由哪一方赔付呢 社会主义法律 保险公司这项成本最后不也转接在广大车主身上吗？
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